Short Term Medical, also known as temporary health insurance, is an extremely useful tool.

Local insurance agents help their clients apply for Short Term Health Insurance for a variety of reasons, some of which are listed here:

• Only need it for a few months
• Waiting to get approved, but have no coverage
• Between jobs, or just got laid off
• Waiting for eligibility at a new job
• New college graduates
• Part Time employee
• COBRA alternative

The reason Short Term Health Insurance is so popular is that it's very easy to get. Plus it usually costs much less than a permanent plan.

Finally, the Short Term Medical we offer through our agents allows you to go to any doctor without watering down the benefits.

So while it does give you access to one the Nation's largest PPO networks, you can choose to see a doctor off the network without worrying that your deductible will double or even triple like it would on most PPO plans.

In other words, you can go to any doctor you like and your deductible will remain the same.